Terms of services

TERMS AND CONDITIONS

Last Updated: February 2026

Welcome to Texas Commercial Risk Services (legal name: Texas Commercial Risk Services LLC). By accessing and using the website https://www.txcommercialrisk.com/ and our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our website or services.

1. Company Information

Legal Name: Texas Commercial Risk Services LLC
Trade Name: Texas Commercial Risk Services

Address:
2080 N Hwy 360, Suite 330
Grand Prairie, TX 75050

Phone: 469-468-6614 / +1 469-946-9722
Email: [email protected]
Website: https://www.txcommercialrisk.com/

Services: Commercial insurance, risk advisory services, insurance-related services, and administrative support.

2. Website Use

You agree to use this website only for lawful purposes and in accordance with all applicable laws and regulations.

You may not:

• Use the website for fraudulent or illegal activities
• Attempt to gain unauthorized access to systems, data, or accounts
• Interfere with the operation or security of the website

Unauthorized use of this website may result in legal action.

3. Services and Limitation of Liability

Texas Commercial Risk Services LLC provides general information and services. Content on this website does not constitute legal advice, insurance advice, or a guarantee of coverage.

All insurance coverages, pricing, and terms are subject to underwriting approval by the applicable insurance carrier and the information provided by the client.

We do not guarantee that the website will be error-free or uninterrupted.

To the maximum extent permitted by law, Texas Commercial Risk Services LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or our services.

4. Electronic Communications & A2P (SMS) Consent

By providing your phone number and/or email address, you expressly consent to receive communications from Texas Commercial Risk Services LLC, including phone calls, emails, and text messages (SMS/MMS), for purposes related to:

• Insurance quotes and proposals
• Policy updates and coverage information
• Appointment and payment reminders
• Administrative and customer service communications
• Informational messages related to our services

4.1 A2P Messaging

Messages may be sent using Application-to-Person (A2P) messaging platforms.

• Message frequency may vary.
• Message and data rates may apply depending on your mobile carrier.

4.2 Opt-In and Opt-Out

By submitting your information through our website forms, direct messages, or verbal/written agreements, you consent to receive text messages from Texas Commercial Risk Services LLC.

You may opt out at any time by replying STOP to any SMS message.

For assistance, reply HELP or contact us directly at:

469-468-6614 or +1 469-946-9722

We do not sell or share your phone number with third parties for marketing purposes.

4.3 Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

5. Privacy

Your use of this website and our services is subject to our Privacy Policy, which is incorporated into these Terms and Conditions. We are committed to protecting your personal information in accordance with applicable laws.

6. Payments and Billing

All payments are subject to the terms and conditions set by insurance carriers and service providers.

Texas Commercial Risk Services LLC is not responsible for declined payments, fees, or penalties resulting from incorrect or incomplete information provided by the client.

7. Intellectual Property

All content on this website, including text, logos, graphics, images, and trademarks, is the property of Texas Commercial Risk Services LLC or used with permission.

Unauthorized use, reproduction, or distribution is strictly prohibited.

8. Age Restriction

Our website and services are intended for individuals who are 18 years of age or older.

By using this website, you represent and warrant that you are at least 18 years old.

We do not knowingly collect personal information from individuals under the age of 18.

9. Modifications

We reserve the right to modify or update these Terms and Conditions at any time.

Changes will become effective immediately upon posting on the website.

Your continued use of the website constitutes acceptance of the updated terms.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Texas, United States.

11. Contact Information

If you have any questions regarding these Terms and Conditions or our communication practices, please contact us:

Texas Commercial Risk Services LLC